David's Political Platform: Israeli Bill No. III

by David Kilimnick

What an Eekool looks like. This is what it looks like when they close your bank account on you without you knowing.

As we continue to modernize our Holy City and Land I find it important to address this bill I have set forth in honor of Yom Yerushalayim. A bill that will make Olim happy living in Yerushalayim this Jerusalem Day.

​BILL 3 – No Eekooling

Act
Government agencies cannot access or close ones bank account without them knowing. Government agencies have to take me to court before screwing me over.

Problem
a) I woke up that day and looked at my phone. Killed my day, and then the next two months.
b) They shut down your bank account before you get the bill. Known as an Eekool, it's a preemptive strike against your being able to pay the bill you don't know you have. They know you will not pay it, since it is not yours to pay, so they want to ensure that.
c) They shut down my bank account because I was not paying property tax on an apartment that I was not living in. An apartment other people were renting from somebody else. It took me a while to understand that my living there before them is my fault and I should've gotten taxed for that. But they did explain it to me.
d) If they shut down my bank account, how am I supposed to pay?! I believe that's an obvious question. I asked. Nobody had an answer. I believe they repeated 'Eekool' thirty times. The more you repeat something, the more it is understood. I believe that's the case. 
I accepted it was my fault for paying Arnona (property tax) on that apartment when I lived there, and ever letting the city know I lived there. In life you make dumb decisions sometimes.
e) I lost my electricity. My credit card stopped working. The next two months were spent trying to convince everybody I ever met that I am not an idiot.
f) I had no access to money. My friends didn't want to pay for Tzvi's Arnona, as they have never met him. Neither have I. My friends also didn't wanted to pay for my electricity which Chevrat Chasmal was looking for. Chevrat Chasmal was angry they couldn't get money out of my bank account. I had to explain 'Eekool' to them a good thirty times.
g) Guy got rid of the Eekool for me because he was having a decent day. Laws should not depend on somebody finding a decent deal on a 56-roll package of toilet paper (carrying the 56-roll package brings joy- known as a Metizah for the family and the extended Mishpuchi). My bank account should not be affected by a guy who got lucky and made it to the Doar post office when they were open (not easy to achieve as hours to change daily - an achievement that will make anyone happy).
h) This is the number one reason for Yeridah. People leave Israel once they realize they have no access to their bank account. Eekooled is a verb, meaning ‘we are screwing you over and we do not have to explain why.' Alternative translation: 'You are going to get kicked out of your apartment because we screwed you over and we don't have to explain why.'
i) Government. I believe this is the issue. Government making decisions. The government is not very good with money. The way they like to spend, they should not have unrestricted access to my bank account. With the 2,500nis I have saved in there, they might splurge on another park in the middle of a traffic circle.
j) That truly ruined my day. Eekools can do that.

Solution
a) Assume the government is wrong. Assume the Iriyah (municipality), Mas Hachnasa and the new tax agency they are going to create with no laws to screw me over, are wrong. Assume that David doesn’t live in three different homes in Jerusalem. Assume that David cannot afford more than one apartment on a new Oleh salary of 4,000nis a month. Assume that the people that are living in the apartment, on the lease, are the ones living there. And maybe they didn’t think it was worth it to come to your office to tell you. If they told you, they would've had to pay property taxes on their apartment. Assume they would rather David pay their taxes for them. Assume that when they changed their address and said they were living there to everybody in the country, they were living there. Assume the people living in the apartment will not complain about the Eekool on David's account.
b) Court. Use the system. There are courts in Israel. I know. I once put a flyer on a bus stop. I was taken in for flyering in the first degree. I got caught. I had tape. They took me in. Rightfully.
c) Let me know before you shut my bank account, so that it doesn’t take me a half a year before I can use a cellphone again. This way, you might receive the money.
d) When judging in court for a city fine, the person who gave the fine, lawyers and the judge, cannot all be getting paid by the city. Everybody involved in the Eekool was on the city payroll. If that is the case, I am hosting an appeal in my apartment, with my friends. That should allow for fair judgment.
e) If you are a company that sees your customer is Eekooled, contact them before shutting off their service. You have been living in Israel, you have been screwed over. When you see their phone has been cut off... I'm at a loss right now.
f) Laws. Work with laws!
g) No fining people once you shut down their bank account. If they don't have a bank account, and they need a bank account to pay you, I am assuming they can't pay you. This one is an assumption, and I am probably wrong.
h) If you don’t want to do it for the whole country, allow Olim who come from countries where there are laws to have due process before screwing them over. It is hard for Olim from America to understand Eastern European laws from 1894.
i) Laws are not allowed to be based on if the guy at the municipality was able to pick up his registered mail that morning.

Backup To Solution
If the laws don't change, as closing people's bank accounts is fun and gives an activity to government staff, make it more understandable. Use a word people know, so that they can figure out what the bank is talking about when it tells them their bank account belongs to some Member of Knesset. Some MK who had to come into work that morning. Something that makes people not happy.
Change the name from Eekool to ‘we are screwing you over and we do not have to explain why.’

I hope this was educational as well. And I do look forward to meeting you upon your Aliyah.